HOW TO CREATE WHIMSICAL DIY PAPER MACHE LANTERNS WITH NATURE 😉 Crafting with Joan

 😀 These cute little cookies are easy and fun for the entire family to make 😀

DIY WHIMSICAL DIY PAPER MACHE LANTERNS These are great for decorating an indoor or outdoor space! Decide how you'd like to enjoy your beautiful DIY paper lanterns! For extra strength, make sure to paint a layer of mod podge along the entire surface of the lanterns. Leave WHIMSICAL DIY PAPER MACHE LANTERNS in the bowls so that no part of the wet paper strips touches a surface while they dry. WHIMSICAL DIY PAPER MACHE LANTERNS are great for indoor or outdoor decorating! DIY PAPER MACHE LANTERNS look so pretty with the delicate pressed nature bits and the soft glow of light inside! How to make a PAPER MACHE balloon lantern. This can be used outside on your patio or made for a lantern festival Papier-Mâché Project Paper Lanterns with Pressed Flowers or Plants.   What you will need: A Round Balloon Glue mixture- school glue or flour mixed with water White paper (any kind! Some options: printer paper, old school assignments, construction paper) Tissue paper (if you have it) Dried Flowers or Plants Helpful materials: Old cup or bowl & tape (any) or String - Thank you for joining Lucy and me today. Hope to see you next time. Contact Information Joan@CraftingWithJoan.com www.CraftingWithJoan.Com YouTube Home Page: https://www.youtube.com/channel/UC4qZqe4AOindr0xA88XbgtQ Facebook: https://www.facebook.com/craftingwithjoan Instagram: https://www.instagram.com/craftingwithjoan/ Pinterest: https://www.pinterest.com/craftingwithjoan/ Blog: https://craftingwithjoan.blogspot.com/ Copyright © 2023 Crafting with Joan All rights reserved. Want to change how you receive these emails? You can update your preferences or unsubscribe from this list.

Are You Considered Using A Hard Money Lender?

One of the most common hurdles for new investors is finding money to fund their deals. While this can be a struggle at times, finding the capital you are looking for is currently more accessible than ever. Between lines of credit, private lenders, retirement funds, credit cards, and traditional bank loans, numerous options are available to those who know where to look. The key is to find a funding source that works for you. Often, that source will be a hard money lender. The hard money lender in phoenix has gotten a bad rap over the years but has proven a reliable way to fund deals. If you don't have a hard money lender in Arizona outlet or have yet to use one, now may be the time to find as much information on them as possible.

A hard money lender is an individual or group of individuals that lend money on their own terms. They put stock in the property and the real financials of the borrower more than anything else. With traditional lender financing, if your credit score falls below a certain threshold you may have trouble getting approved regardless of other factors. However, Phoenix hard money lenders have their own set of criteria. For this flexibility, there are more fees and higher interest rates to deal with. Some investors will balk at those opting for lower rates that banks offer. This can work on certain properties and deals, but you need to be able to act quickly on those that are time-sensitive, and that's exactly what hard money allows you to do. Here are just a few of the benefits of using a hard money lender:

1. Speed: In today's real estate landscape, how quickly you can close is often more important than the amount you offer. Too many lenders have been burned in the past waiting for deals to close that never do. Even if they do close, the average length of a financed transaction approaches 45 days. Most sellers would rather take a slight discount with the assurance they can close in a week than risk closing in 45 days. This speed gives you the ability to make offers with five or seven-day closings. On borderline deals, you can bet that your offer will be the one that is accepted.

2. Volume: Instead of waiting 45 days to start working on the property, you can cut the time down to just a few weeks. Shaving a few weeks off every rehab project you start gives you the opportunity to close more deals over the course of a year. Adding just one or two deals to your portfolio will increase your bottom line exponentially. Often, you may be able to close two or three times the volume you closed the previous year. When the number of deals, you complete starts to creep upward, so will the number of contacts you make. The people you meet are just as important as the deals themselves, if not more so. Remember, real estate is a people business. The more deals you do, the more contacts you can make. In turn, those contacts may even lead to more deals.

3. Quality: Having capital to close is only part of the benefits that coincide with Arizona hard money. With hard money in your corner, you could do whatever needs to be done for the property. Instead of cutting corners to save money, you can do the work that you know needs to be done. This will help you maximize your bottom line and improve your reputation in the industry. Realtors and fellow investors who see your finished products may want to work with you down the road. Quality will also help get your property sold to end buyers much faster. Instead of hoping that an offer comes in, you will have your choice of deals to choose from.

4. Bigger Projects: Increased capital allows you to slowly build your way up to bigger projects. Instead of looking solely at single-family properties, you can start to look at multifamily and commercial deals. Furthermore, closing more deals will increase your personal capital and give you a larger share of bigger deals. There is nothing wrong with sticking to condos and single-family properties, but having hard money behind you gives you the opportunity to explore other options that come your way.

Aligning yourself with a hard money lender doesn't mean you have to use them on every deal. A property that you want to buy, and hold may be better served with a long-term interest rate of around four percent. However, most rehab projects need the efficiency that hard money brings. The goal should be to save some capital from every deal until you have enough saved to fund them yourself. Until you get to that point, you may have to make a little less per deal to increase your bottom line.

The biggest knocks on hard money are the high fees and points. These accrue from the time of settlement until you can sell the property. In some cases, it can span several months. However, it is a small price to pay for what you get. The annual interest over just a few months is a relatively small factor compared to all the other expenses you will incur. Additionally, you only pay these on deals you close. If you can't close, you can't earn, and hard money helps you close more deals. It is not for everyone in every deal, but should be a part of your financing options.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has worked in the real estate industry for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the excellent investment opportunities trust deed investing and hard money loans provided. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have two beautiful daughters and five amazing grandchildren. Dennis has been an Arizona resident for the past 45 years.

DIY Decorative Glass Jars 😁

 😀 Put Vinyl on Mason Jars without a Cricut Machine 😀

DIY Decorative Glass Jars: Put Vinyl on Mason Jars without a Cricut Machine. Add vinyl on mason jars to make quick and easy decorative glass jars for fall. This simple technique will have you adding these jars all over your home. Welcome, fall, with a friendly greeting! Fall jars are my absolute favorite thing to decorate with. Adding vinyl without a Cricut machine to the front is easy and can be completed in minutes. https://youtu.be/1zhiUOsZTkc   - Thank you for joining Lucy and me today. Hope to see you next time. Contact Information Joan@CraftingWithJoan.com www.CraftingWithJoan.Com YouTube Home Page: https://www.youtube.com/channel/UC4qZqe4AOindr0xA88XbgtQ Facebook: https://www.facebook.com/craftingwithjoan Instagram: https://www.instagram.com/craftingwithjoan/ Pinterest: https://www.pinterest.com/craftingwithjoan/ Blog: https://craftingwithjoan.blogspot.com/ Easy and Fun Crafts Anyone Can Do! Easy Crafts, Crafting with Kids, Crafting, 5 Minute Crafts, Inexpensive Crafts, Easy to do Crafts, Crafts for Kids, Arts, Crafts and DIY, DIY and Crafts, DIY Crafts & Projects, Dollar Tree Crafts Ideas, 5-Minute Crafts Family   Copyright © 2023 Crafting with Joan All rights reserved. Want to change how you receive these emails? You can update your preferences or unsubscribe from this list.

Check in in to see if you are making money in real estate? 🐭

Here are some of the deals we closed last week. Do you have a deal that needs quick and easy funding? We are Private Hard Money Lenders with over $200,000,000 funded for real estate investors. Fix and Flip in Buckeye Arizona Purchased for $55,000 Loan Amount $85,000 Sold for $156,000 Fix and Flip in Scottsdale Arizona Purchased for $62,500 Loan Amount $94,000 Sold for $155,000 Matt Prosory RI/MLO/Broker NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent, this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. This email is an advertisement. Copyright © 2023 Setabay Private Hard Money, All rights reserved. 2 Want to change how you receive these emails? You can update your preferences or unsubscribe from this list.

😃 Thanks for Signing Up for The Fall Challenge😃

Get ready to Beat Diabetes👍

Dear Friend,   You are IN the Fall Challenge! Many times, people worry whether they have truly been registered, but if you're getting this email, you can be sure that you are registered and good to go. However, if you find in September that you are not receiving weekly emails from me in your inbox, definitely check your spam folder.   I look forward to communicating with you regularly and hearing from you about your progress in lowering your glucose levels. 4 months is not a long time, but for most it is long enough!   I will be sending you dietary recommendations, links to fantastic recipes, and of course links to my videos (and those of others) encouraging you that you can and must and will "Beat Diabetes." May God bless you on this journey, and give you the grace, the motivation, and the wisdom to experience a major victory in your life in these final months of 2023.   I am convinced that this great experiment/adventure will prove to be a turning point in your life. As your blood sugar levels improve, and your insulin levels normalize, you will probably find that your blood pressure improves as well, and if you have arthritis pain, most likely that will also improve. You will be amazed at how many aspects of your health normalize once you tame this monster of runaway blood sugar and hyperinsulinemia.   So buckle your seat belt, my friend. Be encouraged. Your life is about to change for the better!   God bless you,   Dennis Pollock Copyright © Dennis Pollock, All rights reserved. Want to change how you receive these emails? You can update your preferences or unsubscribe from this list